FTL Finance or Enhancify?
Which Customer Financing Option to Choose?

Enhancify clients earn up to $650 for each deal and pay no dealer fees

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Who are you?

Do you offer a financing option to your customers?

Do you accept credit card payments?

Leave your contact info and we will reach you.

Do you need financing for your clients?

How much do you want to borrow?

What project do you need financing for?

How much?

What is your credit score?

Why choose Enhancify over FTL Finance*?

Below are some evident proofs. Spot the difference

FTL Finance

No Dealer Fees, Rates as low as 7.99%, Max. Loan Amount is $200,000

You don't pay any fees, help your customers to get funded on probably best terms in the market

No Commissions for Closed Jobs, Some Programs Come with Contractor Cost1

With FTL Finance you need to limit your customers with FTL finance's funding terms
No additional transaction fees
(also called "dealer" or "merchant" fees)
Rates as low as

7.99%2

6.9% - 18.99%
Term lengths
Up to 15 years
See website
0% interest financing

No contractor cost, low interest programs and deferred interest programs1

Co-signers allowed
Financing amount limits
Up to $200,000
See website
Training & support
Referrals

$200 for invited contractors3

Electronic, paperless process
Service availability
All states
Nationwide
Industry focus
Home improvement
Home improvement
Company
Built from the ground up by small business owners and former contractors in response to traditional financing taking advantage of contractors. Bootstrapped - funded by community word of mouth
Since 1996, the company has specialized in financing for residential HVAC and other home improvement projects
Data Collected in January 2025

Offering financing brings more value to the product

In 2022, Americans spent $427 billion dollars to remodel or make updates to their home.

$427 billion sounds like a lot of money for homeowners to spend, but it really isn't when you think about all of existing homes that are getting older, design trends that are changing universally and going green to save money becomes more and more prevalent.

Plus, with the median home value around $231,000 and the average annual income around $69,000 to $97,000 in the United States, many Americans are unable to afford a home - let alone buy a home that has everything they've ever wanted and is tailored to their tastes and needs.

From now on, start closing more jobs and maximize your profit with Enhancify Financing
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Give your customers access to low rates from 30+ reliable lenders plus get commission starting at $50. Refer friends to earn even more. All with $0 dealer fees. Start today with no risk with a 30-day results guarantee.

No Dealer Fees Ever

0% Financing Option with No "Add-Ons"

Up to $650 commissions for Each Closed Job

30-Day Results Guarantee

Customized Branded Page

Real-Time Notifications

Education, Training & Specialized Support

$200 Bonus for Referred Friends

Monthly Payment Calculator

Beneficial Yearly Plan

Mobile Friendly

Get Funded Within 2-3 Days

Show All Benefits

Have questions or need help? Contact us at 813-499-9879.

Join the Discussion

*FTL Finance is a registered trademark of FTL finance LLC. Enhancify.com is not affiliated with FTL finance in any way. Information is used for comparative purposes only. Chart comparison is based on competitor info compiled in January 2025. All reasonable efforts are made to keep information up-to-date. Information is presented without warranty.

1https://ftlfinance.com/faq

2Annual percentage rates (APR), repayment terms, minimum and maximum loan amounts, and administration/origination fees offered through Enhancify's lending partner network may differ from the above. Your actual terms and the APR will be determined by the lender at the time your application is submitted and will be based upon your application and credit information. Not all applicants will qualify for the lowest rate. It is recommended that you review the lender's and/or lending partner's terms and conditions in full before proceeding with a loan application.

3Earn unlimited commission of $200 for every referred friend after they use Enhancify for 30 days, no matter how many contractor-fellows you refer.