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Enerbank or Enhancify:
Which Customer Financing Option to Choose?

Enhancify clients earn up to $650 for each deal and pay no dealer fees

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Who are you?

Do you offer a financing option to your customers?

Do you accept credit card payments?

Leave your contact info and we will reach you.

Do you need financing for your clients?

How much do you want to borrow?

What project do you need financing for?

Don't need financing

Don't need financing

How much?

What is your credit score?

Why choose Enhancify over Enerbank*?

Below are some evident proofs. Spot the difference

Regions Home Improvement Financing (formerly EnerBank USA)*

No Dealer Fees, up to $650 Commission for Each Closed Deal, and $200 for Referrals

You don't pay any fees, but earn commission each time a customer gets financing and $200 for invited contractors

Dealer Fees for Loans and Qualifications that You Must Meet to Offer Financing

You pay fees for many loan products and earn no commissions for your job
No additional transaction fees
(Also called "dealer" or "merchant" fees)

Dealer fees for most popular loan products1

Commissions
On every job financed

Earn up to $6502 per funded deal
Unlimited commissions

Unlimited financing

Many of loan products have a dealer fee1

Rates as low as

7.99%3

See website
Soft pull on credit

PreQualify option4

FICO Scores served
Support full spectrum of homeowner credit:
550 - 850 FICO.
Serves all Homeowners
See website
Business history
New businesses welcome

3+ years in business5

Business revenue
Growing businesses welcome

Minimum of $500,000 in annual residential sales5

0% interest financing
Same-as-Cash loans and low monthly payment loans
Average loan amount
$12,500

$5,0006

Marketing materials
Training & support
Electronic, paperless process
States served
All states

50 states and the District of Columbia7

Company
Bootstrapped from the ground up by small business owners in response to traditional financing. Powered by community word of mouth. Started in 2018
For over two decades, EnerBank USA, now Regions Home Improvement Financing, has been helping contractors offer financing to their home improvement customers
Company business model
Simple annual membership fee
$1,149 / $1,749 / $4,999
Get Started
See website
Data Collected in December 2024

Offering financing brings more value to the product

In 2022, Americans spent $427 billion dollars to remodel or make updates to their home.

$427 billion sounds like a lot of money for homeowners to spend, but it really isn't when you think about all of existing homes that are getting older, design trends that are changing universally and going green to save money becomes more and more prevalent.

Plus, with the median home value around $231,000 and the average annual income around $69,000 to $97,000 in the United States, many Americans are unable to afford a home - let alone buy a home that has everything they've ever wanted and is tailored to their tastes and needs.

From now on, start closing more jobs and maximize your profit with Enhancify Financing
.

Give your customers access to low rates from 30+ reliable lenders plus get commission starting at $50. Refer friends to earn even more. All with $0 dealer fees. Start today with no risk with a 30-day results guarantee.

No Dealer Fees Ever

0% Financing Option with No "Add-Ons"

Up to $650 commissions for Each Closed Job

30-Day Results Guarantee

Customized Branded Page

Real-Time Notifications

Education, Training & Specialized Support

$200 Bonus for Referred Friends

Monthly Payment Calculator

Beneficial Yearly Plan

Mobile Friendly

Get Funded Within 2-3 Days

Show All Benefits

Have questions or need help? Contact us at 813-499-9879.

Join the Discussion

*EnerBank USA is a registered trademark of EnerBank USA LLC. Enhancify.com is not affiliated with EnerBank USA in any way. Information is used for comparative purposes only. Chart comparison is based on competitor info compiled in December 2024. All reasonable efforts are made to keep information up-to-date. Information is presented without warranty.

1https://enerbank.com/loan-programs/

2We pay commissions for every verified funding. The more customers you refer, the more commissions you earn. With Enhancify, the commission for a funded loan ranges from $50 to $650 and is not capped. Terms and Conditions Apply.

3Annual percentage rates (APR), repayment terms, minimum and maximum loan amounts, and administration/origination fees offered through Enhancify's lending partner network may differ from the above. Your actual terms and the APR will be determined by the lender at the time your application is submitted and will be based upon your application and credit information. Not all applicants will qualify for the lowest rate. It is recommended that you review the lender's and/or lending partner's terms and conditions in full before proceeding with a loan application.

4https://enerbank.com/contractor-financing/what-is-contractor-financing/#faq

5https://enerbank.com/contractor-financing/what-is-contractor-financing/#qualifications-for-contractor-financing

6https://enerbank.com/contractor-financing/

7https://rhif.regions.com/loan-programs/