Enerbank or Enhancify:
Which Customer Financing Option to Choose?

Enhancify clients earn up to $650 for each deal and pay no dealer fees

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Who are you?

Do you offer a financing option to your customers?

Do you accept credit card payments?

Leave your contact info and we will reach you.

Do you need financing for your clients?

How much do you want to borrow?

What project do you need financing for?

How much?

What is your credit score?

Why choose Enhancify over Enerbank*?

Below are some evident proofs. Spot the difference

EnerBank USA

No Dealer Fees, up to $650 Commission for Each Closed Deal, and $200 for Referrals

You don't pay any fees, but earn commission each time a customer gets financing and $200 for invited contractors

Added Fees for All Financial Projects and Qualifications that You Must Meet to Offer Financing

You pay fees for all projects and earn no commissions for your job
No additional transaction fees
(Also called "dealer" or "merchant" fees)
Merchant processing fees may apply
Commissions
On every job financed
Earn up to $650 per funded deal
Unlimited commissions
Unlimited financing
Added fees apply
for all financed projects
Rates as low as
7.99%
6.99%
Soft pull on credit
Enerbank's pre-qualification option
FICO Scores served
Support full spectrum of homeowner credit:
550 - 850 FICO.
Serves all Homeowners
See website
Business history
New businesses welcome
3+ years in business
Business revenue
Growing businesses welcome
Minimum of $500,000 in annual residential sales
Financing amount limits
Up to $200,000
Up to $75,000
0% interest financing
Zero Interest and Same-As-Cash Loans
Average loan amount
$12,500
$5,000
Term length
Up to 15 years
Up to 12 years
Marketing materials
Training & support
Electronic, paperless process
States served
All states
50 States
Company
Bootstrapped from the ground up by small business owners in response to traditional financing. Powered by community word of mouth. Started in 2018
Owned by publically traded, multi-billion-dollar corporation with over 7,000 employees. Started in 2002
Company business model
Simple annual membership fee
$1,149 / $1,749 / $4,999
Contractors pay fees to bring homeowner customers to EnerBank.
Revenue also collected through interest on loans
Data Collected in September 2024

Offering financing brings more value to the product

In 2022, Americans spent $427 billion dollars to remodel or make updates to their home.

$427 billion sounds like a lot of money for homeowners to spend, but it really isn't when you think about all of existing homes that are getting older, design trends that are changing universally and going green to save money becomes more and more prevalent.

Plus, with the median home value around $231,000 and the average annual income around $69,000 to $97,000 in the United States, many Americans are unable to afford a home - let alone buy a home that has everything they've ever wanted and is tailored to their tastes and needs.

From now on, start closing more jobs and maximize your profit with Enhancify Financing
.

Give your customers access to low rates from 30+ reliable lenders plus get commission starting at $50. Refer friends to earn even more. All with $0 dealer fees. Start today with no risk with a 30-day results guarantee.

No Dealer Fees Ever

0% Financing Option with No "Add-Ons"

Up to $650 commissions for Each Closed Job

30-Day Results Guarantee

Customized Branded Page

Real-Time Notifications

Education, Training & Specialized Support

$200 Bonus for Referred Friends

Monthly Payment Calculator

Beneficial Yearly Plan

Mobile Friendly

Get Funded Within 2-3 Days

Show All Benefits

Have questions or need help? Contact us at 813-499-9879.

Join the Discussion

*EnerBank USA is a registered trademark of EnerBank USA LLC. Enhancify.com is not affiliated with EnerBank USA in any way. Information is used for comparative purposes only. Chart comparison is based on competitor info compiled in September 2024. All reasonable efforts are made to keep information up-to-date. Information is presented without warranty.