Enerbank or Enhancify:
Which Customer Financing Option to Choose?

Enhancify clients earn up to $650 for each deal and pay no dealer fees

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Who are you?

Do you offer a financing option to your customers?

Do you accept credit card payments?

Leave your contact info and we will reach you.

Do you need financing for your clients?

How much do you want to borrow?

What project do you need financing for?

How much?

What is your credit score?

Why choose Enhancify over Enerbank*?

Below are some evident proofs. Spot the difference
Enerbank

No Dealer Fees, up to $650 Commission for Each Closed Deal, and $200 for Referrals

You don't pay any fees, but earn commission each time a customer gets financing and $200 for invited contractors

Added Fees for All Financial Projects and Qualifications that You Must Meet to Offer Financing

You pay fees for all projects and earn no commissions for your job
No additional transaction fees
(Also called "dealer" or "merchant" fees)
$4.95 fee per transaction
Impact on Business Profit Margin
(Assuming 20% profit margin for the average roofing business)
20% Profit Margin stays 20%.
Profit Margin protected
20% profit margin becomes 2.05% - 14.91%.
Loss of up to 89% of profit margin
Commissions
On every job financed
Earn up to $650 per funded deal
Unlimited commissions
Unlimited financing
Added fees apply
for all financed projects
Rates as low as
7.99%
1.99% (for solar loans)
Soft pull on credit
FICO Scores served
Support full spectrum of homeowner credit:
550 - 850 FICO.
Serves all Homeowners
680 - 850
Business history
New businesses welcome
3+ years in business
Business revenue
Growing businesses welcome
Minimum of $500,000 in annual residential sales
Financing amount limits
Up to $200,000
Up to $65,000
0% promotional deferred interest rates
(Specific terms and conditions subject to credit approval)
Average loan amount
$12,500
$10,000
Term length
Up to 12 years
Up to 20 years (for solar customers)
Marketing materials
Training & support
Electronic, paperless process
States served
All states
50 States
Company
Bootstrapped from the ground up by small business owners in response to traditional financing. Powered by community word of mouth. Started in 2018
Owned by publically traded, multi-billion-dollar corporation with over 7,000 employees. Started in 2002
Company business model
Simple annual membership fee
$1,149 / $1,749 / $2,299
Contractors pay fees to bring homeowner customers to EnerBank.
Revenue also collected through interest on loans
Solar financing available
Yes
Data Collected in May 2024

Offering financing brings more value to the product

In 2022, Americans spent $427 billion dollars to remodel or make updates to their home.

$427 billion sounds like a lot of money for homeowners to spend, but it really isn't when you think about all of existing homes that are getting older, design trends that are changing universally and going green to save money becomes more and more prevalent.

Plus, with the median home value around $231,000 and the average annual income around $69,000 to $97,000 in the United States, many Americans are unable to afford a home - let alone buy a home that has everything they've ever wanted and is tailored to their tastes and needs.

From now on, start closing more jobs and maximize your profit with Enhancify Financing
.

Give your customers access to low rates from 30+ reliable lenders plus get commission starting at $50. Refer friends to earn even more. All with $0 dealer fees. Start today with no risk with a 30-day money-back guarantee.

No Dealer Fees Ever

0% Financing Option with No "Add-Ons"

Up to $650 commissions for Each Closed Job

30-Day Results Guarantee

Customized Branded Page

Real-Time Notifications

Education, Training & Specialized Support

$200 Bonus for Referred Friends

Monthly Payment Calculator

Beneficial Yearly Plan

Mobile Friendly

Get Funded Within 2-3 Days

Show All Benefits

Have questions or need help? Contact us at 813-499-9879.

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*EnerBank USA is a registered trademark of Regions Bank. Enhancify.com is not affiliated with EnerBank USA® in any way. Information is used for comparative purposes only. Chart comparison is based on publicly available competitor info compiled in May 2024. All reasonable efforts are made to keep information up-to-date. Information is presented without warranty.