Credit Authorization Agreement

Last Date of Revision: September 15, 2021
You acknowledge, agree, and authorize our affiliates and partner financial services, providers, and respective agents may obtain your credit file from one or more consumer reporting agencies, such as TransUnion, Experian, or Equifax. You acknowledge that they may use the credit file for any purpose permitted by law, including: (a) to authenticate and verify your identity based on the information you provided; (b) to access your eligibility for credit and identify products and/or services you may qualify for; (c) to determine your current debt-to-income ratio; and (d) to obtain a credit score. Obtaining your credit file will not affect your credit score.

Even Financial

You acknowledge, agree, and authorize that (a) Even Financial, Inc. will obtain consumer and related information about you from one or more consumer reporting agencies for the purposes of identifying the lenders and/or service providers who would be the best match for you, (b) your information may be sent to lenders and/or service providers on your behalf, (c) your information may be used in order to make sure you are who you say you are, and to determine how much debt you currently have in order to determine your debt-to-income ratio, (d) such lenders and/or service providers may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, (e) and your information may be used by lenders and/or service providers to make prequalification and other credit decisions.

List of lenders and/or service providers:

Avant, Best Egg, FreedomPlus, LendingClub, LendingPoint, Liberty Bank, LightStream, Marcus by Goldman Sachs, NetCredit, OneMain, OppLoans, Payoff, Prosper, RISE, SoFi, Upstart