ELECTRONIC COMMUNICATIONS POLICY & CONSENT AGREEMENT

Last Date of Revision: October 21, 2018

Enhancify.com is doing business as "Enhancify" or "Enhancify.com" (collectively, "Enhancify" or the "Company Website"). Enhancify.com and its parent company, subsidiaries, affiliates and/or subdomains (collectively, "Enhancify.com", "Company," "we," "us," and "our") provide an advertising and matching service platform on the Company Website, offering products, services, software, associated content, functionalities and advertising (collectively, the "Services"), through a network of lenders, brokers, investors, debt settlement companies, credit card issuers, debt management companies, credit repair companies, credit reporting facilities, advertising partners and the like, in association with services providers, marketing partners, suppliers and other third parties (each a "Network Provider", collectively, the "Network").

For the purposes of this Agreement, "you" means a person that is a visitor (which means that you browse the Company Website), a consumer (which means that you have provided information to us to use any one of the Services), or a Network Provider who accesses, uses, and/or participates in the Company Website and/or Services in any manner, individually and/or as an agent on behalf of an entity or another registered user (collectively, the "User"). If you use the Services on behalf of an entity, you represent and warrant that you have the authority to bind that entity, your acceptance of this Consent Agreement will be deemed an acceptance by that entity, and "you" and "your" herein shall also refer to that entity. The singular includes the plural and vice versa and words that are gender neutral or gender specific include each gender.

By using our Company Website, you hereby agree and consent to our Electronic Communications Policy and Consent Agreement ("Consent Agreement"). This Consent Agreement applies to all electronic communications, agreements, documents, notices and disclosures (collectively, "Communications") that Enhancify.com provides to you. Your consent gives us permission to communicate with you electronically in regard to any activity on, including the Services accessed through, the Company Website and is not specific to any access, Inquiry or transaction.

When you submit a request to Enhancify.com in order to be matched with offers for products and services provided by Enhancify.com's Network ("Inquiry"), Enhancify.com will provide you with information relating to products and/or services from its Network Providers ("Offers"). Enhancify.com Services are free to the consumer and are completed entirely online. Enhancify.com can only provide you the benefits of its Services by conducting its business electronically. In order to do this, we need your consent to provide you with electronic Communications in connection your Inquiry. All references in this Consent Agreement to the singular shall include the plural where applicable, and all references to gender shall include both genders and the neutral.

Electronic Disclosures and Communications. Electronic Communications will be provided to you (and on behalf of any individual designated by you) electronically either via your designated email address or the Company Website. You have the right to request paper copies of electronic Communications. If you wish to obtain a paper copy of any legally required disclosure, you may write to Enhancify.com, Attn: Legal/Disclosure Request, 382 NE 191st Street, Suite 27330, Miami, Florida 33179 with the details of your request. Paper copies will be provided at no charge to you.

Scope of Consent. Your agreement to this Consent Agreement confirms your ability and consent to receive electronic Communications electronically from the Enhancify.com and the Network, rather than in paper form, and to the use of electronic signatures in our relationship with you ("Consent"). Your consent to receive electronic Communications and do business electronically, and our agreement to do so, applies to your Inquiry(s) with Enhancify.com and it Network.

For more information regarding electronic Communications you may receive from specific Network Providers, we encourage you to read each such Network Provider's own terms and conditions.

Scope of Communications to be Provided in Electronic Form

Your consent to receive electronic Communications includes, but is not limited to, the following:
  • Notices or disclosures about a change in the terms of this Consent Agreement.
  • Enhancify.com responds to your requests related to the services requested through our Company Website
  • Communications about your Inquiry, offers, including your interest rate, finance charges and APR, and any adverse action taken by creditors;
  • Terms of Use and other agreements you agree to, including updates to these agreements or policies;
  • Any disclosures we are required to give you; and
  • Any other information relating to your relationship with us.


Method of Providing Communications to You in Electronic Form. All electronic Communications which Enhancify.com provides to you in electronic form will be provided either (1) via e-mail; (2) by access to a website that we will designate in an email notice we send to you at the time the information is available; or (3) by access to a web site that Enhancify.com will designate in advance. Enhancify.com will send you email notification at the e-mail address that you provide to us when you submit an Inquiry to Enhancify.com. You must provide us with a current email address to receive electronic Communications.

Technology Requirements. Before you consent to do business electronically with Enhancify.com, you should consider whether you have the required technological capabilities as described below. In order to access and retain electronic Communications, you will need: a computer with an Internet connection; a current web browser that includes 128 bit encryption and with cookies enabled (e.g., Internet Explorer version 11.0 or above, Firefox version 52.0 and above, Chrome version 55.0 and above, or Safari 9.1 and above); a valid email address; and sufficient storage space to save past electronic Communications or an installed printer to print them. You confirm that you have access to the necessary equipment and software to receive and save/print out electronic Communications to you.

Withdrawing Consent. Enhancify.com will provide the electronic Communications to you immediately once submitting your form online and you will not be able to withdraw your consent to do business electronically with Enhancify.com during the Inquiry process.

After an Inquiry is submitted, you may withdraw your consent to do business electronically in connection with your Inquiry within 72 (seventy-two hours) or 6 (six) business days, whichever is greater, excluding any holidays and/or weekends, at no cost to you. Withdrawal of your consent to receive electronic Communications will not terminate your use of Enhancify.com's Services, as applicable.

At our discretion, we may treat your provision of an invalid e-mail address or the malfunction of a previously valid email address as a withdrawal of your consent to receive electronic Communications.

You may withdraw your consent to receive electronic Communications electronically by emailing us at Support@Enhancify.com; or by writing to us via regular mail at:

Enhancify.com, Inc., Attn: Legal/Disclosure Request 382 NE 191st Street, Suite 27330 Miami, Florida 33179

If you choose to withdraw your consent in connection with your Inquiry as it pertains to the Network, you will need to reach out to each one accordingly and withdraw your consent with them directly.

In response to your Inquiry with Enhancify.com, you are able to receive future electronic Communications in paper form, by U.S. mail at no charge to you by contacting us via email at Legal@Enhancify.com with the subject line "Communication Request". If you decide to withdraw your consent with Enhancify.com, the legal validity and enforceability of the electronic Communications previously provided to you will not be affected.

Changes to Your Contact Information. It is your responsibility to keep your registered email address up to date, so that we can communicate with you electronically. You should keep us informed of any changes to your email, phone number or mailing address. If you have an account with us, you may make changes to your account by contacting Enhancify.com's Customer Service Department by sending an email to: Support@Enhancify.com.

Communications in Writing. All Communications in either electronic or paper format from us to you will be considered "in writing." You should print or download a copy of this Consent Agreement should you wish to keep it for your records. You can print and retain a copy of this Consent Agreement for your records by downloading this document in Adobe Acrobat (PDF) format.

Indemnification. You agree to provide a valid contact information for the purpose of electronic Communications. You further agree to indemnify, defend and hold Enhancify.com harmless from and against any and all claims, losses, liability, costs and expenses (including reasonable attorneys' fees) arising from your provision of contact information that is not your own or is in violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of this Consent Agreement.

Termination and Amendments. We reserve the right, in our sole discretion, to discontinue the provision of electronic Communications, or to terminate or change the terms and conditions, on which we provide electronic Communications. We will provide you with notice of any termination or change as required by law, pertaining to our electronic Communications.

Affirmative Consent. By clicking on the box next to "I/We read and agree to the Consent Agreement," you are consenting to have electronic Communications provided to you as described in this Consent Agreement. You agree that your computer or mobile device satisfies the hardware and software requirements specified in this Consent Agreement, that you have provided us with a current email address at which we may send you electronic Communications, and that you were able to view and print this Consent Agreement, which demonstrates your ability to receive electronic Communications electronically in these formats.
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