How do I get started with Enhancify?
You can complete our form online within seconds. Once you submit your information to us, we'll immediately match you with your best options available based on your situation.
Is my information secure with Enhancify?
We take your privacy seriously and all of your information is safe and secure through a variety of different ways. One way is by using a SSL (Secure Sockets Layer) to establish an encrypted link so everything you provide to us remains private. You can review our privacy and security policy here
If I don't have an email address can Enhancify still assist me?
Yes, we can provide you with financial providers both online and via email. We highly recommend having an email though as our partners may require you to have one in order to proceed with them. If you don't have an email address, you can also obtain one for free through services like Google, Microsoft/Bing, and Yahoo! Mail.
My question wasn't answered here. Can I contact Enhancify directly?
Yes, we love hearing from you. The best way is by sending us an email to Support@Enhancify.com
. We strive to be your free online resource for life for all of your project financing needs.
How does Enhancify's process work?
We've made our process quick and easy for you and your customers. Once you fill out our form online
, we will contact you and help you to set up your co-branded page which will allow you to offer financing to your customers, and as a result, close more jobs. We will match your customers with lending options from our network of the best lenders offering unsecured loans based on their needs. Our proprietary technology will do all the work and match your customers to the best option based on their unique situation. The options we've identified are options we've determined to give the best chance of success. Your customers will be able to apply for one, two or all of the options and submit their information on the lender's website.
What is an unsecured loan?
An unsecured loan, also referred to as a personal loan, is a loan that is based solely on the borrower's creditworthiness, rather than by any type of collateral. An unsecured loan can be used for almost any purpose, including home improvements, debt consolidation, wedding expenses, etc.
What is a secured loan?
A secured loan is a loan that uses an asset, such as a car or home, as collateral. If you default on the loan, the bank/lender can repossess the car or home.
Does Enhancify have any credit requirements?
No, our partner network is comprised of a variety of lenders or other solution providers, offering a range of rates and terms. Therefore, even those with low credit scores may still be able to qualify for a loan.
The eligibility requirements vary for each lending partner, just as every applicant's financial situation is different and unique. Credit score is not the only factor evaluated when you apply for a new line of credit. Generally, lenders review an applicant's credit history, income and DTI ratio to determine their eligibility. All the decisions on whether you are eligible for the offer are made by the lender.
Does Enhancify offer services outside of the U.S.?
No, unfortunately, at this time, we are only able to assist consumers who are residents outside of the United States.
Am I obligated to proceed with any of the options Enhancify matched me to or one of the partners in your network?
No, if you apply to a lender and for whatever reason you decide not to move forward, you are not obligated to accept the loan. We do recommend you notify the lending provider as to why you don't want to proceed with the application or the acceptance of the loan offer.
Does Enhancify have lenders who deal with less-than-perfect credit?
Yes, we do! We have Lenders who work with borrowers with poor to excellent credit. All loan decisions are provided by our lending partners.
Does Enhancify or any of its lending partners pull a credit report?
Enhancify does not pull your credit and in most instances our lending partners will only do a soft inquiry to shop your loan options. However, lenders are required to do a credit inquiry when you select a loan package to finalize. Our lending partners will notify you beforehand, usually somewhere on their website or prior to submitting your application with them. It is very important you read their terms and conditions prior to submitting your application.
What is the difference between a hard inquiry and a soft inquiry?
Simply put, a soft inquiry is an inquiry that occurs when either you, a credit card company, or a lender checks your credit to pre-approve you to offer you credit. Soft inquiries do not appear on your credit report, nor do they impact your credit scores.
A hard inquiry is an inquiry that occurs when you apply to a bank or lender so they can review your credit report as part of their decision-making process. A hard inquiry does show up on your credit report and will impact your credit score. This type of inquiry appears on your credit report for two years (24 months), however, it will only impact your credit score for the first year (12 months).
Does Enhancify have any fees for the consumer?
No, we do not charge any fees to the consumer to utilize our services. Each lender you are matched with determines their own policy on what they charge. We are unable to determine the amount of closing costs or out-of-pocket expenses you may incur, however, if we are able to match you with a lender, you can discuss your specific situation with them once you are in contact.