Give your customers access to low rates from 30+ reliable lenders plus get up to $650 commissions for each closed deal. Refer friends to earn even more. All with $0 dealer fees. Start today with a no-risk 30-day results-guarantee period
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No Dealer Fees, up to $650 Commission for Each Closed Deal, and $200 for Referrals
You don't pay any fees, help your customers to get funded on probably best terms in the market
Unduly High Fees and Requirements with No Commissions for Financed Jobs
You pay a transaction fee between 4-15% for each project, plus a fee for new homeowner customers while losing around 32.5% of the profit margin on average
|No additional merchant fees
(Also called "dealer" fees)
|4-15% fee per job|
|No additional transaction fee||
Average fee of 7.00%.
Account activation fee may apply
|Impact on Business Profit Margin
(Assuming 20% profit margin for the average roofing business and average transaction fee)
20% Profit Margin stays 20%.
Profit Margin protected
20% Profit Margin becomes 13.5%.
Lose around 32.5% of profit margin on average
(Get paid commissions on each job financed)
Earn up to $650 per funded deal.
|Ease of use||
60 second application.
Fully digital, fast, and simple for you and homeowner
Multiple forms, documents, and "sale slip" to fill out and store. Must learn and use Synchony's multi-step platform.
"Private label" credit card must be issued in 1-5 business days, which must then be processed (additional credit card processing fees)
|FICO Scores served||
Serve all homeowners.
Support full spectrum of homeowner credit:
550 - 850 FICO
|Minimum FICO is between 640 and 699|
|Business history||New businesses welcome||2 years in business|
|Financing amount limits||Up to $200,000||Up to $100,000|
|0% interest financing|
|Term length||Up to 12 years||Up to 15 years|
|Training & support|
|Electronic, paperless process|
|States served||All States||50 States|
Built from the ground up by small business owners and former contractors in response to traditional financing taking advantage of contractors.
Bootstrapped - funded by community word of mouth
|Publically traded, multi-billion-dollar corporation with over 16,500 employees. Started in 1932|
|Company business model||
Simple annual membership fee ($999 / $1,499 / $1,999).
Enhancify does not earn revenue through interest on loans
|Largest private label credit card provider in the US. Contractors pay fees to bring homeowner customers to Synchrony|
|No hidden fees|
|Unlimited Financing||Included in membership||Transaction fee for each project|
|Industry focus||Home Improvement||"Apparel, Electronics and Appliances, Home Furnishings, Automotive, Power Products and Sports, Jewelry and Luxury, other Retail, Elective Healthcare Procedures and Services, and more"|
*Synchrony is a registered trademark of Synchrony Bank. Enhancify.com is not affiliated with Synchrony in any way. Information is used for comparative purposes only. Chart comparison is based on publicly available competitor info compiled in February 2022. All reasonable efforts are made to keep information up-to-date. Information is presented without warranty.